Short-term assistance through a Mortgage Relief Loan is available to people experiencing difficulties with their home loan repayments, as a result of an unforeseen change in their circumstances. There are no application fees or ongoing charges payable.
Clients need to meet a number of criteria to be eligible for a Mortgage Relief Loan.
More information is available on the Department of Communities’ website.
Special eligibility criteria apply to people having difficulty making mortgage repayments as a direct result of recent natural disasters.
Call the Department of Communities Loan Delivery Management on 1300 654 322 for more information.
Responsible department
Department of Communities




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