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Tips for reducing the cost of living

There are number of government and community websites which also provide information and tips to reduce the cost of living.

Save your money

Financial counselling and assistance

  • Help for financial hardship

    The Queensland Government’s Office of Fair Trading provides links from its website for people going through financial difficultly, of for those who cannot get access to credit.

  • Queensland Government Budget Planner

    Not sure where your money goes each pay? Want to make it go further? A budget is a simple way to plan your spending and keep track of your money.

  • Find a Financial Counsellor

    Financial counselling is a free and independent service offered by community organisations, community legal centres and some government agencies.

  • Queensland Government Farm Financial Counselling Service

    The Farm Financial Counselling Service is a free and confidential service for primary producers. It can help you with managing drought, seasonal conditions, natural disasters, industry reform, low prices and changing rural credit policies.

  • Lifeline Financial Counselling

    Lifeline Community Care Queensland operates a state-wide financial counselling program that provides people in financial distress with financial assistance and advice.

  • Salvation Army Moneycare

    The Salvation Army's Moneycare is a free and confidential financial counselling service for people facing financial difficulties or wanting to avoid financial difficulties in the future.

Managing your budget

  • Financial tips and safety checks

    Australian Competition and Consumer Commission website provides financial tips and tools to manage your money

  • Understanding money

    This website was created by the Financial Literacy Foundation which was established by the Australian Government in June 2005 to give all Australians the opportunity to increase their financial knowledge and better manage their money.

Watch out for scams

  • Consumer scams and fraud

    The Queensland Government Office of Fair Trading provides information of common scams and how to protect yourself.

  • Scamwatch

    The Australian Government website to help you recognise, report and protect yourself from scams. Explore SCAMwatch to find out more about the scams that target you or your small business.

  • Understand your consumer rights

    Australian Competition and Consumer Commission website provides information on your consumer rights and shopping tips.