- Should I rent or buy? Should I rent or buy? - The arguments for and against home ownership may both sound convincing the first time you hear them. When deciding whether to rent or buy, you need to weigh up your financial capacity, lifestyle and personal goals.
- Am I ready to buy? Am I ready to buy? - If you have made the decision that home ownership is the best solution for you and your family's housing needs, it may take some time before you can apply for a loan.
- What are the additional costs of home ownership? What are the additional costs of home ownership? - There are many costs associated with buying a home. In order to help you to organise your budget, we have listed some of the most common expenses to be expected.
- Interest rate alternatives Interest rate alternatives - Interest is the cost of borrowing money and is paid to the lender as part of your regular loan repayments. With most lenders you can choose whether you would like a fixed or variable interest rate home loan.
- Mortgage Relief loan Mortgage Relief loan - The Mortgage Relief loan provides short-term assistance to people experiencing difficulties with their home loan repayments as a result of an unforeseen change in their circumstances. Mortgage Relief is provided by way of an interest free loan of up to $20,000 which is paid directly to the applicant's home lender.
- Budget planner - The budget planner will assist you to compare your income with your regular commitments and unexpected expenses to see if you can afford to buy a home.
- What does it mean? Common terms relating to buying a home What does it mean? Common terms relating to buying a home - A glossary of home loan terms eg. AAPR is the Average Annual Percentage Rate, which is also known as the mortgage comparison rate.
Queensland GovernmentDepartment of Housing and Public Works
Fact sheets - Home loans
Last reviewed 20 March 2013
Last modified 20 March 2013
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